Denton's Most Trusted Insurance Agency
Coverage you can count on, advice you can trust. The local Farmers insurance agency helping families and businesses across Dallas-Fort Worth find the right coverage at a fair price.
What we cover
Comprehensive Insurance Options
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Home Insurance
Your home is likely your largest investment. We build a policy that protects the structure, your belongings, and your liability, then explain every option in plain language.
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Auto Insurance
Find real savings without stripping out the protection you need. Multi-car households, teen drivers, motorcycles, boats, and RVs all welcome, with bundle discounts when you pair auto with home.
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Life Insurance
Term or permanent, we help you work out how much coverage your family actually needs and what it will cost. No pressure, just straight answers.
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Business Insurance
General liability, commercial property, workers’ comp, and commercial auto, packaged to fit how your business actually runs. We review your coverage at every renewal.
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Landlord Insurance
Coverage for the homes and duplexes you rent out: the building, lost rent after a covered loss, and liability if a tenant or guest gets hurt.
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Umbrella Coverage
An umbrella policy extends your liability limits past what your home and auto policies cover. It is inexpensive protection against the claim that could otherwise reach your savings.
Meet your agent
Real advice from a trusted neighbor, not a call center.
Lance Thomas runs a local Farmers Insurance office right here in Denton. When you call, you reach his team. When your life changes, your coverage gets a second look.
“My process is straightforward and personalized, so you can feel secure and confident in your insurance.”
- Auto & motorcycle
- Home, condo & renters
- Life insurance
- Business coverage
- Umbrella policies
- Bundles that save
The Lance Thomas difference
Insurance should feel simple. Our team makes sure it does.
As your local Farmers agent, Lance and his team help Denton families and business owners find coverage that fits their lives. We explain your options in plain language, take a fresh look at your policies when your life changes, and stick around to answer questions long after the policy starts.
- Local office
- 2220 San Jacinto Blvd, Denton
- Licensed agent
- Texas License #3110146
- One call covers it
- Auto, home, life & business
How it works
Three steps to getting the right coverage
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Tell us what you need
Call, stop by the office, or request a quote online. A few quick questions is all it takes.
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Review your options
Our team walks you through coverage and pricing side by side, so the choice is yours and it's clear.
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Get covered
Pick the policy that fits and we handle the paperwork. Questions later? We're a phone call away.
Client reviews
Trusted by families across Denton
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Incredible service. Saved me a ton of money and it was a hands free process. Provided them with my current insurance (home/auto), they matched the coverage and it came in significantly less expensive. A simple phone call and a few emails to complete enrollment. Awesome!
Darrell A.Google review · Home & auto
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Lance Thomas’ Farmers Insurance office has been great to work with in getting quotes for my homeowners, autos and umbrella policies. They were responsive, courteous and competitive. I have enjoyed doing business with them. Thank you!
Greg P.Google review · Home, auto & umbrella
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I appreciate Lance’s willingness to find me the best coverage for my needs. He didn’t waste my time trying to sell me unnecessary services. He was able to accommodate my schedule and was very friendly. He even gave some great ideas to consider for my business!
Casey E.Google review · Business owner
FAQs
Straight answers to common questions
Don't see your question here? Give the office a call and we'll help you sort it out.
Talk to the office(940) 281-2069What types of insurance can I get through your office?
We help with auto, motorcycle, boat, and RV insurance; home, condo, and renters insurance; landlord insurance for rental properties; life insurance; business insurance; and umbrella coverage. If you are not sure what you need, call and we will talk it through.
Is Lance Thomas Insurance a Farmers agency?
Yes. Lance is a local Farmers Insurance agent, so your policies are written through Farmers Insurance companies, with service from our office in Denton.
Can I bundle my home and auto insurance?
Yes. Bundling home and auto usually qualifies for a multi-policy discount, and it keeps your coverage in one place. We will show you what bundling looks like for your household before you decide.
How do I get a quote?
Call the office at (940) 281-2069, stop by 2220 San Jacinto Blvd, Ste 101 in Denton, or request a quote online. It helps to have your driver's license, vehicle information, and your current policy's declarations page handy.
What should I do if I need to file a claim?
Make sure everyone is safe, take photos of the damage, and report the claim as soon as you can. Our office can walk you through the process and follow up with you until it is resolved.
How often should I review my coverage?
At least once a year, and any time your life changes: buying a home, getting married, adding a teen driver, or starting a business. A quick review makes sure your coverage still fits.
Do I need an umbrella policy?
An umbrella policy adds liability protection above your home and auto limits. It is worth considering if you have significant savings, a pool, a teen driver, or rental property.
Free, no-obligation quote
Let's find the right coverage for you.
Tell us a little about what you need to protect. Lance's office will follow up with options and straight answers.
- Call the office(940) 281-2069
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Visit us2220 San Jacinto Blvd, Ste 101
Denton, TX 76205
Request a quote
Our online quote form takes a few minutes. It helps to have your vehicle and home details handy, along with the declarations page from your current policy.
Personal Home and Auto Commercial/Business InsuranceNo obligation.
Visit the office
Stop by and say hello
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2220 San Jacinto Blvd, Ste 101
Denton, TX 76205 - (940) 281-2069
- Call ahead for current office hours